See detailed Rates and Programs from A and N Mortgage.
I am a goal and service oriented mortgage professional providing exceptional service as a 30+ year lending veteran. I have a keen ability to see the big picture while also being process-driven to evaluate how a client's unique situation can fit within standard lending requirements. Brokering to over 30 different lenders, I am able to provide the lowest rates and best terms. I enjoy specializing in entrepreneurs, self-employed individuals with multiple businesses, real estate managers, and anyone with specialized questions. The broad spectrum of my experience in residential, multi-family, construction, renovation, real estate development, and business lending, all blend together to provide a wealth of knowledge to my clients who are all referral-based.
From the first communication, I bring a depth of understanding and evaluation unparalleled in the mortgage business. My consultation is all about the client's needs, current and future goals. My view is that a mortgage is not just a transaction. It is part of the whole financial picture of a borrower's financial portfolio and mortgage consultations are directed toward optimizing a client's financial wealth and income goals.
A mortgage transaction can and should be fun and rewarding!
- Intuitive skill to see the big picture while honing in on the details
- Creatively fit borrower's unique situation within confines of mortgage guidelines
- Underwriting complex tax returns up front
- Listening and reading between the lines
- Guiding people through their financial lives
Monthly Mortgage Payment Calculator
How much can you expect to pay in monthly mortgage payments, including PMI? Use this mortgage calculator to estimate monthly payments and closing costs at different interest rates, loan terms, and down payment amounts.
To obtain a deeper and more personal analysis of your mortgage options:
This is the full price of the home you would be buying.
This is the amount of money you would need to provide at the time of closing that would count towards ownership of your home. Keep in mind, you would also need to pay closing costs and other fees in addition to the down payment.
Mortgage Interest Rate
This is the percentage you would have to pay the lender for the money you've borrowed. Interest rates are based on your credit score and several other factors, as well as market fluctuations.
This is a tax levied by the government where the property is located based on the property's value.
Private Mortgage Insurance (PMI)
This is an insurance policy lenders require of borrowers who put down less than 20% of the home price to protect the lender against borrower default.
Lenders require that borrowers purchase homeowners insurance, also known as hazard insurance, to protect your property and personal possessions from certain types of crime and weather-related damage.
Homeowners Association Dues
It is common for condominium and townhome owners to owe association dues to cover building amenities, maintenance, and improvements.
About A and N Mortgage
Whether you’re a first-time home buyer or a seasoned homeowner, a new home is a major investment. So getting the best possible mortgage for your particular situation is key. For many people, however, the process of obtaining a residential mortgage loan is intimidating and complicated. Luckily, you have an ally in A and N Mortgage Services, Inc. We’re an established, respected Chicago mortgage company, and our team of professionals will help you apply for a home loan and find an arrangement that works best for you and your particular circumstances. From FHA mortgages to jumbo loans, our area of expertise reaches far and wide.
As a mortgage banker and a mortgage broker, A and N Mortgage Services, Inc., offers a wealth of different loan programs. And because everything is managed under one roof (ours!) — from application to funding — the loan process is streamlined. So you get fast, efficient service and the best rates available. Plus exceptional customer care.
As Nick F said in his Yelp review: “They are exactly what you want: Knowledgeable, Prompt, Organized & Honest.”
THIS IS AN ADVERTISEMENT. This is not a commitment to lend. A and N Mortgage is an Illinois Residential Mortgage Licensee and Equal Housing Lender. 1945 N. Elston Ave. Chicago, IL 60642 p: 773.305.LOAN (5626) www.anmtg.com NMLS # 19291 IL MB.0006638. Serving IL, IA, IN, FL, MA, MI, MN,TX, WI. For Texas applicants: Texas Recovery Fund Notice.